You’ve been working hard your whole life. You’ve managed to save up a nice sum of money and are getting close to finally celebrating your well-earned retirement.
You know you didn’t spend all those years:




Just to end up having your dream retirement robbed of you.
But the reality is, that’s exactly what’s happening to hundreds of thousands of retirees across the United States.
The unfortunate reality is:
Retirement is no longer the same as it was for our parents and our grandparents.
And there are 2 major reasons why:
The financial climate has changed dramatically over the past several decades.
As laws and procedures continue to get ever more complicated, the increasing number of “moving parts” creates a space for new and devastating mistakes to be made.
Meaning that those looking to retire risk the very REAL possibility of:
Not having enough saved up for retirement in the long run
Not being able to maintain their current standard of living
Having to return to a 9-5 job to just get by
As you’re ready to ring the retirement bell, suddenly, you’ve got two greedy hands in front of you.
The IRS, and your Financial Planning provider.
The IRS wants your money because they believe the government knows better how to spend it than you do, and your financial planner has a quota to keep and products to sell.
Meaning you’re nothing more than a number on a spreadsheet to them.
But what many people don’t realize…
There are legal and easy ways to help prevent the IRS from claiming even more of your savings through taxes and keep your financial planner from forcing you into their cookie-cutter product.
And no one wants to talk about it…until now:
The financial climate has changed dramatically over the past several decades.
As laws and procedures continue to get ever more complicated, the increasing number of “moving parts” creates a space for new and devastating mistakes to be made.
Meaning that those looking to retire risk the very REAL possibility of:
Not having enough saved up for retirement in the long run
Not being able to maintain their current standard of living
Having to return to a 9-5 job to just get by
As you’re ready to ring the retirement bell, suddenly, you’ve got two greedy hands in front of you.
The IRS, and your Financial Planning provider.
The IRS wants your money because they believe the government knows better how to spend it than you do, and your financial planner has a quota to keep and products to sell.
Meaning you’re nothing more than a number on a spreadsheet to them.
But what many people don’t realize…
There are legal and easy ways to help prevent the IRS from claiming even more of your savings through taxes and keep your financial planner from forcing you into their cookie-cutter product.
And no one wants to talk about it…until now:

Hi, my name is Steve Gibbs, and I am so happy that you stumbled on this page here today.
Because since 1995, I have been passionately dedicated to helping people and their families secure themselves financially for their future retirement.
This is why, in 2007, I set out to create my own completely independent financial planning company called Mahalo Advisory Services, LLC.
I am not another “big box” brokerage, wirehouse, insurance company, or other financial services establishment set up to push products that don’t align with your goals.
This is a company that works for you.

But being at the heart of the industry for as long as I have…you see a lot of mistakes.
Which is why in keeping with my philosophy of quality service, I am going to share with you all 5 of the most common and critical mistakes retirees make that prevent them from holding onto their own hard-earned money.
At absolutely no cost to you.
So you can follow through with all your retirement plans of:
Traveling where you want to
Spending time with your family and friends
Giving back to charity or the community
Returning to or pursuing new hobbies or passions
Following dreams of new investments
Simply sitting back and relaxing
But being at the heart of the industry for as long as I have…you see a lot of mistakes.
Which is why in keeping with my philosophy of quality service, I am going to share with you all 5 of the most common and critical mistakes retirees make that prevent them from holding onto their own hard-earned money.
At absolutely no cost to you.
So you can follow through with all your retirement plans of:
But being at the heart of the industry for as long as I have…you see a lot of mistakes.
Which is why in keeping with my philosophy of quality service, I am going to share with you all 7 of the most common and critical mistakes retirees make that prevent them from holding onto their own hard-earned money.
At absolutely no cost to you.
So you can follow through with all your retirement plans of:
Traveling where you want to
Spending time with your family and friends
Giving back to charity or the community
Returning to or pursuing new hobbies or passions
Following dreams of new investments
Simply sitting back and relaxing
But being at the heart of the industry for as long as I have…you see a lot of mistakes.
Which is why in keeping with my philosophy of quality service, I am going to share with you all 7 of the most common and critical mistakes retirees make that prevent them from holding onto their own hard-earned money.
At absolutely no cost to you.
So you can follow through with all your retirement plans of:

- Howard F. Oakes, Jesus Christ's CEO's

- Jack Peters, Horter Investment Management

- Quinten Sharp, Sharp Homes by the Sea, Huntington Beach, CA

- Tom Freker, Tom Freker Insurance Services, Fountain Valley, CA

- Mike Rains, Re/max TerraSol, Huntington Beach, CA